Hoa Will Not Repair Roof

My indiana hoa association for my condo that has failed to keep up repair on the roof common elements and now i have damage inside my condo on the ceiling.

Hoa will not repair roof.

This is done to keep a harmonious uniform appearance to the homes in your development and retain property values. Many hoa covenants will specify a particular roofing style and color. My insurance won t cover because it was caused from the outside of my condo. If the damage occurred due to problems with the roof you can hold the hoa responsible for paying to repair any damage caused by the roof leak as well as compensating you for any expenses you have incurred due to the damage.

If they state the hoa has the duty to fix your roof then send the hoa written notice along with a photograph s showing the holes left by the contractor. The hoa has a duty to maintain the roof so that no water infiltration occurs. If you can t afford to fix the roof by the hoa s stated deadline ask for an extension. The board states that the interior is my responsibility.

Also send a copy to the contractor who did the work. For example homeowners are not required to fix a broken window in the fitness room or repair the hvac system in the community s clubhouse. If the hoa is apparently not meeting the common area maintenance and repair obligations it s responsible for under its governing documents you should attempt to resolve the problem through civil discussions with the hoa. The association of my condo has failed to fix the roof properly over the years and has done patch work to fix spots here and there.

They say they don t have responsibility for anything inside the walls of my condo. Water came in to my condo and has damaged my windows cabinets flooring and back splash in my kitchen. Roof replacement and some types of roof repairs are expensive propositions. One of the hoa board members will have to shop around and get estimates from contractors to make the necessary repairs.

However the roof repairs have been neglected for years because they did. State and federal law restrict the homeowners association s abilities to restrict you. These designations do not rob you of all choices however as you discuss roof replacement with your roofer. Explain the circumstances and.

What are my rights. Meet with the board of directors to discuss the problem and find out why the hoa is not properly maintaining the common. Below find eight things hoas can t enforce on homeowners. They can repair damages and upgrade systems for safety reasons and aesthetics.

You will need to look at your specific agreement to determine if the hoa should be paying for roof repairs. Tell them to fix this problem within 7 or 10 days and if not let them know you will be fixing it yourself.